Ghana cryptocurrency regulation plan

Key Points:

• Ghana’s Bank of Ghana to license crypto platforms by September 2025.
• Aims to generate revenue and enhance regulation.
• New laws to promote trade and attract investment.

Ghana to License Crypto Platforms by September 2025Ghana plans to issue cryptocurrency platform licenses by September, led by the Bank of Ghana to regulate the asset class and generate revenue, according to Governor Johnson Asiama.

This initiative aims to enhance cross-border trade, attract investments, and integrate digital assets, with the potential to influence local and regional cryptocurrency markets.

Ghana to License Crypto Platforms by September 2025

Bank of Ghana is spearheading efforts to regulate cryptocurrency by developing a framework aimed at licensing crypto entities. Governor Johnson Asiama confirmed the regulatory proposal’s submission to Parliament by September. “The central bank is finalizing a regulatory framework to send to parliament by September. The proposed law will allow the nation to leverage cryptocurrencies, boost cross-border trade, attract strategic investment and collect financial data,” said Johnson Asiama, Governor, Bank of Ghana. Licensing crypto platforms marks a strategic move for the country.

Implications of this initiative include establishing a new revenue stream and enhancing trade through cryptocurrency. The legal framework, once approved, is projected to incorporate digital assets into the national financial system, reflecting Ghana’s evolving stance on virtual assets.

Despite the lack of specific reactions from major global crypto influencers, the Bank of Ghana emphasized the importance of this legislation. Sandra Thompson, the BoG Secretary, reiterated the need for crypto service providers to register by August 2025, highlighting the focus on financial stability.

Regional Policy Shifts: Ghana Aligns with Nigerian Reforms

Did you know? Ghana’s shift from banning cryptocurrencies in 2022 to planning a licensing regime in 2025 parallels regulatory reforms in Nigeria and South Africa, reflecting broader regional changes in digital asset governance.

Bitcoin (BTC) holds a market cap of $2.36T with a dominance of 61.25%, as reported by CoinMarketCap. Its current price, $118,841.25, saw a 24-hour rise of 0.42%. Over 90 days, BTC gained 26.81% with a trading volume of $73.04B.

Bitcoin(BTC), daily chart, screenshot on CoinMarketCap at 08:54 UTC on July 24, 2025. Source: CoinMarketCapFinancial analysts from Coincu indicate that adopting international standards may drive foreign investment into Ghana’s digital landscape. Historical trends depict the potential for regulatory frameworks to foster innovation and economic growth in developing regions like West Africa. This aligns with moves by the broader adoption of regulatory standards across the region.

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