In the Crypto Assets market, many people often pay too much attention to price Fluctuation, while neglecting the actual value behind the Token. HUMA is such an undervalued Token, with its true value hidden in three key aspects.

First, HUMA acts as a "credit passport". By staking HUMA, users can obtain higher loan limits and lower interest rates. This mechanism is similar to the credit card points system in traditional finance, the more you use, the more benefits you gain.

Secondly, HUMA can act as a "yield amplifier". In the automatic compound vault, HUMA stakers can receive additional rewards, with an annual yield rate up to 10 percentage points higher than ordinary users. This provides substantial yield potential for long-term holders.

Finally, HUMA grants holders the "voting rights" of the ecosystem. Every significant upgrade of the Huma ecosystem, whether it is the implementation of cross-chain functionality or new partnerships, is decided by token holders through voting. This ensures that the development direction of the ecosystem aligns with user interests.

As of July 2025, HUMA's market capitalization was only over $60 million, but the trading volume of its supported ecosystem reached as high as $4.4 billion. This huge discrepancy highlights HUMA's potential value. As the PayFi concept gains wider recognition, Huma is redefining the value of "utility tokens"—not through short-term speculation, but through the real demand accumulated from every loan, payment, and staking.

In the current crypto assets market, the case of HUMA presents an important point: the value of a quality token should not only be reflected in market fluctuations but should also be manifested in the continuous growth of the ecosystem it supports. With the ongoing development of the Huma financial ecosystem, the HUMA token is expected to become an important bridge connecting traditional finance and decentralized finance, providing users with more practical value and opportunities.