In the Web3 world, the construction of a credit system has always been a challenging topic. The HUMA protocol is attempting to create a cross-chain credit infrastructure through income tokenization, an innovation that could fundamentally change our understanding and application of credit on the Blockchain.

The price of the HUMA token is currently at $0.032, and the protocol team has set a future target price range of $0.064 to $0.32. This target is not based on speculation, but rather on the foundation of system design. The core idea of HUMA is to transform revenue into the cornerstone of cross-chain credit.

Imagine that in the future, a decentralized autonomous organization (DAO) or a small business can automatically map its members' payroll and service bills onto the Blockchain. This data can not only be used for lending operations but can also participate in various financial scenarios such as incentive dividends and credit scoring. The HUMA protocol is the credit algorithm provider behind this system.

As more and more projects adopt the HUMA protocol, income credit is expected to become an infrastructure in the blockchain ecosystem. This widespread application scenario will naturally increase the demand for HUMA tokens, potentially leading to a multiple increase in price. Therefore, HUMA is not just a simple lending platform token; it represents the foundational layer of on-chain credit building.

This innovative approach may not only change the way individuals and small organizations finance themselves but also create a healthier and more sustainable credit environment for the entire blockchain ecosystem. With the development of the HUMA protocol, we may see more income-based financial innovation products emerge, further promoting the development and adoption of decentralized finance (DeFi).

However, like all emerging technologies, the success of the HUMA protocol still requires the test of time and market recognition. Investors and users should closely monitor its development while cautiously assessing the associated risks.