Stablecoins, as an important application of blockchain technology, are gradually changing the global payment system. This digital token pegged to the US dollar combines the advantages of blockchain, bringing users multiple conveniences such as borderless cross-border transactions, fast settlement, and low-cost trading.

Currently, the market size of stablecoins has reached $250 billion, and their issuers have become one of the major buyers of U.S. Treasury bonds. Every month, the transaction volume of stablecoins on the blockchain network exceeds 100 million transactions, demonstrating strong growth momentum.

Although traditional payment systems are quite mature, there is still room for improvement in certain aspects. Given the unique advantages of stablecoins, it is expected to achieve breakthroughs in three areas: cross-border payments, domestic payments dominated by credit cards, and value transfer between AI agents.

As a core application of public Blockchain, the popularization of stablecoin is likely to comprehensively enhance the value of the crypto asset ecosystem. Among many Blockchain platforms, Ethereum is expected to gain more benefits from the development of stablecoin due to its mature infrastructure and extensive application ecosystem.

As stablecoins continue to be applied in the payment field, we can foresee that they will play an increasingly important role in reshaping the global financial system. This innovation not only poses challenges to traditional finance but also provides new possibilities for building a more efficient and inclusive global payment network.