The RWAiFi Summit 2025 was successfully held in Dubai, discussing the future development of AI, RWA, and Decentralized Finance.

Recently, a high-level summit focusing on AI, RWA, and Decentralized Finance (DeFi) successfully concluded in Dubai. The summit attracted over 1,900 registrants and more than 400 participants, bringing together 17 top projects and several well-known investment institutions to discuss the future development trends of these three major areas.

The summit set up 4 core roundtable discussions to conduct in-depth explorations around cutting-edge topics in the industry. Here are some精彩观点与洞察 from a few guests:

AiFi: On-Chain Finance and Real Returns

The CEO of a certain company pointed out that in the era of AI, the real profits mainly flow to underlying computing power assets, such as cloud service providers and data centers. Ordinary investors find it difficult to participate directly and can usually only get involved indirectly by purchasing shares of related companies. They are promoting the financialization and tokenization of such computing assets, allowing investors to participate directly and share in the profits.

Another guest stated that their company operates a computing power market based on computing resources as collateral, where the actual income generated from users renting GPUs will be proportionally distributed to the participants. This mechanism is based on real customers and transactions, inherently possessing the attribute of "real yield," providing sustainable and low-cost support for projects that require economic security.

Unlocking RWA Value: The Innovative Path of On-Chain Assets

The CEO of a certain company stated that they have launched a stable asset supported by the yields of U.S. Treasury bonds, with plans to further expand to emerging market users in the future and to create a pathway for cryptocurrency wallets to access high-quality dollar assets.

Another guest pointed out that now is the best time to engage in RWA, as global regulation is entering a critical framework period. The industry should actively participate in shaping the financial rules for the next five to ten years. Product and market demand have fully matured, and a recent product they launched even received Sharia compliance certification from Saudi Arabia, demonstrating the localization capabilities and real user appeal of RWA products in regional markets.

Decentralized Finance Liquidity and RWA Value: New Opportunities in On-Chain Finance

The CMO of a certain company pointed out that compared to traditional markets, the "capital usage cost" of DeFi is more flexible. From an ETH perspective, users earn additional returns through staking; from a USD perspective, one must consider the capital volatility brought about by the fluctuations of ETH itself. To address this, they support stablecoins as pre-stored assets to help users hedge against ETH volatility risks, thereby reducing overall capital costs.

Another guest called for the industry to promote a unified risk control and asset pricing system, and to support cross-asset and cross-chain collateralization and liquidity mechanisms (cross-margining), in order to promote the capital release and scaling of RWA.

AI Ecosystem: Building a True Foundation for the Future

A company's operations manager stated that they focus on addressing the issue of large centralized companies dominating the current AI industry and the lack of returns for data contributors. They aim to break the status quo of "silent contributions," allowing developers, small teams, and individual users to fairly participate in the value distribution of the AI lifecycle, promoting a more open and equitable AI economy.

Another guest pointed out that blockchain and smart contracts can introduce governance and auditability mechanisms for AI systems, such as Service Level Agreements (SLA), scoring mechanisms, dispute resolution processes, and even explore behavior-based "insurance and penalty mechanisms". These mechanisms will make the behavior of AI agents more controllable, traceable, and verifiable, while emphasizing the importance of privacy protection, requiring a balance between the verifiability of model training data and user privacy.

As discussions around RWA, AI, and Decentralized Finance heat up globally, this summit has become an important platform for promoting AI innovation, showcasing the industry's commitment to combining cutting-edge technology to unlock the future of decentralized finance.