There are 55 million Americans owning cryptocurrency: Research

According to the 2025 Cryptocurrency Owner Report commissioned by the National Cryptocurrency Association and conducted by The Harris Poll, there are currently approximately 55 million adults in the U.S. owning cryptocurrency. Of these, 76% report that digital assets have had a positive impact on their personal lives.

The survey interviewed 53,805 adults to select 10,000 cryptocurrency holders, becoming the largest survey ever conducted in this field, with broad demographic coverage.

Investor profile is changing

• 67% of cryptocurrency holders are under 45 years old; 15% are over 55 years old – a significant change compared to a few years ago.
• The percentage of women owning has increased to 31%, narrowing the gap compared to men by (67%).
• Ownership increases across all income groups; 26% belong to households with an income below $75,000/year.

Not only used for investment

• 39% use crypto to pay for goods or services; 96% of these use it at least once a year.
• 31% transfer money to relatives or friends.
• 31% accept payments in crypto for business.
• 60% access due to financial goals; 50% start from technology curiosity.

Regarding holding value:

• 11% own a portfolio over 100,000 USD
• 55% under 10,000 USD
• 15% under 500 USD

Awareness and Belief

• Bitcoin (99%), Ethereum and Dogecoin (91%) are widely known tokens.
• Bitcoin is the most held crypto (85%), Ethereum ranks second (58%).
• 45% believe that crypto promotes financial inclusion, reduces poverty, and improves digital trading infrastructure.
• 38% believe that crypto helps promote sustainable technology and finance.

Pay attention to knowledge

• 81% want to learn more about digital assets.
• Most concerned topics: investment strategies (47%), taxes (39%), blockchain (38%), and security safety (38%).
• YouTube and traditional media are popular sources of information.

Despite ongoing concerns about scams, volatility, and taxes, only 3% of participants reported having negative experiences – with 30% related to security or fraud.

Trust and Hope

• 49% feel more financially independent thanks to crypto.
• 45% feel personal development when accessing digital assets.
• 64% support government regulation of the crypto industry.
• 67% warning that poor regulation could stifle innovation.
• 73% want the US to lead globally in crypto development.

The report concludes that Americans view cryptocurrency not only as an investment asset but also as a tool to improve their lives and reshape the future financial system.

Disclaimer: This article is for informational purposes only and is not investment advice. Investors should do thorough research before making any decisions. We are not responsible for your investment decisions.

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Wang Jian

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